|
Eligibility: |
Active,
full time laity employees with 12 months service; active,
full-time religious employees. |
|
Definition
of Earnings: |
Basic
Monthly Earnings (not including commissions, bonuses or earnings
for more than 40 hours per week) |
|
Maximum
Monthly Benefit: |
$3,000 |
|
Minimum
Monthly Benefit |
Greater
of 10% of scheduled benefit or $100 |
|
Maximum
Benefit Duration: |
Social
Security Normal Retirement Age |
|
Elimination
Period: |
90 days |
|
Own
Occupation Period |
24
months |
|
Mental
& Nervous Limitation |
24
months |
|
Drug
& Alcohol Limitation: |
as
any other illness |
|
Pre-Existing
Condition Exclusion: |
A
pre-existing sickness or injury, diagnosed or treated, occurring
within the 90 days prior to coverage, will not be covered during
the first 12 months of obtaining disability coverage. |
|
Survivor
Benefit: |
3 times
Gross Monthly Benefit |
