Preamble
Important Terms and Definitions
Membership
Eligibility
Designation of Beneficiary
The Plan Costs You Nothing
Credited Service
Credited Service
Special Rule
Maternity/Paternity Leave
Breaks In Service
When You May
Retire
Normal Retirement Date
Early Retirement
Delayed Retirement
Retirement
Benefits
Normal Retirement Benefit - Lay Employees
Normal Retirement Benefit - Religious Sisters and Brothers
Early Retirement Benefit - Lay Employees
Early Retirement Benefit - Religious Sisters and Brothers
Delayed Retirement Benefit
Age 70 ½ Benefit
Limits On Benefits
Vesting
Vesting Schedule
Payment of Vested Benefits
Vested Interests Non-Assignable
Optional Forms of Retirement Benefits
Life Annuity
Joint and Survivor Option
10 Year Certain and Life Thereafter
Qualified Joint & Survivor Annuity
(Married Members Only)
Death Benefits
Pre-Retirement Death Benefit for Vested
Members - Lay Employees
Pre-Retirement Death Benefit for
Vested Members - Religious Sisters and Brothers
Pre-Retirement Death Benefit for Non-Vested Members
Other Facts You Should Know
If You Return To Service (Retirees Only)
No Benefits for Duplicate Period of Service
Qualified Domestic Relations Order (QDRO)
Administration of the
Plan
Administration
Trust Fund - Investments
How to File for a Benefit
Denied Claims Procedure
Name and Address Changes
Employee Identification Number
