Preamble

Important Terms and Definitions

Membership

Eligibility
Designation of Beneficiary
The Plan Costs You Nothing

Credited Service

Seniority Service
Breaks in Service
Religious Priests: Breaks in Service

When You May Retire

Normal Retirement Date
Delayed Retired Date

Retirement Benefits

Normal Retirement
Delayed Retirement
Limit On Benefits

Vesting

Vesting Schedule
Payment of Vested Benefits
Vested Interests Non-Assignable

Optional Forms of Retirement Benefits

Life Annuity
Joint and Survivor Option
10 Year Certain and Life Thereafter

Death Benefits

Post Retirement
Pre-Retirement

Other Facts You Should Know

No Benefits for Duplicate Period
Administration of the Plan
Administration
Trust Fund Investments
How to File for a Benefit
Denied Claims Procedure
Name and Address Changes
Employer Identification Number

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Arlene Meyer
Benefits Coordinator
(561) 775-9574
E-Mail: ameyer@diocesepb.org